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#151 2018-08-01 17:24:02

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

I see more name labeling democrats are dumb and Republicans are retards.... not this serves no purpose to label when the issue is the dropping value of the buying power that a dollar has. The purpose to tax those that have and a need to keep making profit margins that come from the poor.

https://files.stlouisfed.org/files/htdo … 9707jw.pdf
The Rich and the Poor: Demographics of the U.S. Wealth Distribution review 1997

Income inequality is a growing issue in the United States, garnering increasing political attention as the middle class continues to shrink and the gap between the rich and the poor grows.
https://247wallst.com/special-report/20 … nd-poor/3/

https://www.cbsnews.com/news/census-dat … ow-income/

Squeezed by rising living costs, a record number of Americans — nearly 1 in 2 — have fallen into poverty or are scraping by on earnings that classify them as low income.

The latest census data depict a middle class that's shrinking as unemployment stays high and the government's safety net frays. The new numbers follow years of stagnating wages for the middle class that have hurt millions of workers and families.

"Safety net programs such as food stamps and tax credits kept poverty from rising even higher in 2010, but for many low-income families with work-related and medical expenses, they are considered too `rich' to qualify,"

Since the housing bubble burst, nearly 4 million American homes have been lost to foreclosure. An estimated 1.6 million children will be homeless at some time during the year - 38 percent more than at the start of the recession.

Together with the 49.1 million who fall below the poverty line and are counted as poor, they number 146.4 million, or 48 percent of the U.S. population. That's up by 4 million from 2009, the earliest numbers for the newly developed poverty measure.

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#152 2018-08-03 19:44:50

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

How can this be is the economy is doing so great....More Americans struggling to buy food, especially those with kids were hardest hit.

"Too many people in every region, state and community have been left behind in the economic recovery from the Great Recession and are still struggling to put food on the table."

Inflation and value of the dollar falling is less buying power....

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#153 2018-08-12 15:16:46

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

The american dream of home ownership is difficult when all you can afford is a rental and even that is a struggle. Well that could all change if the size of that home is a tiny home or possibly a microshelter. If you dream of living in a tiny house, or creating a getaway in the backwoods or your backyard, you’ll love this gorgeous collection of creative and inspiring ideas for tiny houses, cabins, forts, studios, and other microshelters.
https://www.motherearthnews.com/green-h … 0z1602zbay

https://www.pinterest.com/seagael/micro-shelters/

images of microshelters

Of course you may feel like you are roughing it but a bit of planning will still get you all that you need in a home for all season use and not just for the fun of the summer or seasonal for use. These can be a starter home or even for the long term to really save money with.

Sure its easy to buy a popup camper but that is not what we are trying to convee with making it for your use.

No one should have to live this way:
th?id=OIP.oRuBaVtltZmgXn0w2jjTMQHaE7&pid=Api

or even this way:
Homeless-shelter.jpg

It could be a big place or small depending on the resource you have and the realestate you own to place it on.

abod-shelter-1.jpg

There are a wide variety of building materials to make use of

https://tinyhousetalk.com/9-ways-you-ca … o-shelter/

You can even get you friends over to help build it
a0e5dbb7bc34f47e1fbb4e6c40cbab22--homeless-shelters-digital-technology.jpg
a92845ca85ccd5434ee8fb1de901c02e.jpg

You can even insulate it for the cold

9245709427598413e1d584457c51102d.jpg

1ade85640ce4be5500fa957e6805282b--homeless-shelters-outdoor-life.jpg

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#154 2018-08-12 16:01:59

Terraformer
Member
From: Logres
Registered: 2007-08-27
Posts: 3,519
Website

Re: Why do we have Poverty in America

...until someone from the local government comes along to tell you that such structures are not permitted, and forces you to tear it down.


"I'm gonna die surrounded by the biggest idiots in the galaxy." - If this forum was a Mars Colony

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#155 2018-08-12 16:51:21

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

Yes there is zoning in some areas of the nations many cities and towns but not every where and not to the same standards as to what counts as a habitat or of its construction details or materials to be made use of. It appears that even running water and in door toilet is not demanded of in temporary or camp shelters that are seasonal....

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#156 2018-08-28 18:43:36

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

This goes to show if you can afford a piece of land and minimal funds to pay your property tax that you too can be a home owner.

This family lives for free in a self-sufficient biodome

BBMdUNn.img?h=416&w=799&m=6&q=60&u=t&o=f&l=f&x=713&y=647
It is a house built inside a greenhouse.

23 pg slide presentation

BBMdLFO.img?h=416&w=799&m=6&q=60&u=t&o=f&l=f

Construction starts on pg 7

BBMdStA.img?h=416&w=799&m=6&q=60&u=t&o=f&l=f


Just what a small start off world could be like as well.

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#157 2018-08-28 19:42:07

kbd512
Administrator
Registered: 2015-01-02
Posts: 5,531

Re: Why do we have Poverty in America

That doesn't look cheap, but if we stick to concrete and composite construction materials, the cost to live in affordable homes could go down in a dramatic way.  There's nothing inexpensive about the way prototypical homes are constructed.  Since we discussed the tariff situation, I've been thinking about ways that a house could be affordably constructed from durable and inexpensive domestically produced aircraft construction materials that don't use much in the way of wood, steel, nails, shingles, or prototypical insulation materials.  The composite building materials seem to be much cheaper and more durable than traditional materials.

How big is a garden variety 4 person home where you live, for example?

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#158 2018-08-28 19:58:35

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

A 30 x 30 story and half is one shape, 20 x 40 split level ranch, 2 story cape are 30 x 40 with some homes being even larger.....even the smallest fixer upper on less than an acre goes for 100k plus....some have the attached 1 car, 2 car garage with a few free standing styles as well.... Prices are high and going up depending on location and size of home as well as the acreage.... The nieghbor across the street had theirs for sale at over 300k plus...a few years back with no sale.....neighbor on the other side of me sold their home which is simular to mine but with a single car garage was 200k....

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#159 2018-09-02 20:13:03

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

We are talking about paying bail for serious crimes but waht about those that are just due to inability to pay a billl...
'It always comes down to money': How a nonprofit is changing lives by paying bail

Last year, veteran public defender Robin Steinberg launched The Bail Project, a nationwide charitable fund for pretrial defendants who can't afford to pay bail. "Tonight, a half million mothers and fathers and sisters and brothers are going to sleep in jail because they can’t go to an ATM and take out $500 or $1,000 to buy their freedom,"

Some unusual cases to which if you did a crime then pay the price but if you are innocent then this will help out those that are poor.

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#160 2018-11-05 21:37:21

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

I think we will be seeing more of this as Senior citizens are replacing teenagers as fast-food workers

There are many reasons for the elederly to take jobs as they were not able to put enough or anything at all into a 401 k, roth or other investment for the future to make use of, that social security is not all that much and that inflation has eroded the dollar so that it does not go as far as it did several decades ago when they did put money away.

BBPmrey.img?h=450&w=799&m=6&q=60&o=f&l=f

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#161 2018-11-06 03:59:51

Terraformer
Member
From: Logres
Registered: 2007-08-27
Posts: 3,519
Website

Re: Why do we have Poverty in America

they were not able to put enough or anything at all into a 401 k

Don't you mean 'willing', not  'able'?

Just put up a load of cheap small apartments for the indigent elderly. It shouldn't cost that much to keep them retired. Sure, they won't get to enjoy it as much as they thought they would, but they should have thought about that a few decades ago.


"I'm gonna die surrounded by the biggest idiots in the galaxy." - If this forum was a Mars Colony

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#162 2018-11-06 18:38:24

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

There are some trailer parks that are elderly only, some apparment housing that is also made as efficiencies for them as well but you still need enough to be able to get into them as they are limited in quantity.
The latest efficieny buildings are these tiny homes but zoning laws are trying to keep them out.

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#163 2018-11-06 21:26:38

clark
Member
Registered: 2001-09-20
Posts: 6,342

Re: Why do we have Poverty in America

you make me sad. All of you. you could do better. you could be better.

for those that come for sport, shame. for those that don't, please note that you are but play things.

I'm the troll, but you all choose to live under the f*cking bridge.  what is wrong with you? please don't reply. please.

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#164 2018-11-15 19:18:26

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

Real estate is cheap under a bridge....

Then again you will be evicted sooner or later....

Had to replace my tired computer an HP Pavilion D605n with another equally as old d610n....

Swapped hard drive repluged in all the usb port devices and I am back in business...

Unlike the windows 10 laptop.....

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#165 2018-11-17 19:29:15

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

Came home yesterday to the blue screen of death which upon power off and restart the motherboard was error beep coding and today I changed that box out for a dell optipex Gx110 from around 2000. Found that part of the windows os had been corrupted unable to repair but since I have the install was able to make a new os folder on the same drive and I am back up and running...

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#166 2018-11-18 11:34:46

tahanson43206
Moderator
Registered: 2018-04-27
Posts: 10,030

Re: Why do we have Poverty in America

For SpaceNut reference #165:

I've been keeping some aging systems running ... The most frequent failure has been hard drives, and system boards seem to last about seven years, although a Pentium III system has been running much longer despite duty 12 hours or more per day.  I don't want to be accused of selling something, as sometimes happens when I offer a suggestion, so I'll simply report I've had excellent luck with converting IDE drives to SSD using IDE to SATA adapters. 

(th)

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#167 2018-11-18 17:24:43

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

Sure that is the direction that some are going but these are also the devices in the newer stuff that seem to be not lasting. All of which planned obsolescence is now part of most companies idea to keep selling products. I have been putting off buying a newer computer after several laptops which were Christmas presents to sons have gone belly up with the windows 10 upgrade and that includes even after a second hard drive was installed.

Cities with the most people on food stamps

I wonder just how many over lap the cities where jobs growth is occurring....


Many of the images are just like the cities and towns here in NH. The main streets are dead since parking is limited. Speed of vehicles create hazard for driver and pedestrians. The combined store fronts and apartments over them due to the parking create slum lord conditions.

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#168 2018-12-01 10:13:55

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

While most in the US can afford some sort of service for communications in any form there are areas that still get none to ghostly reception at best without going with a huge expense.
This town is running an experiment that could help bring Internet to millions of people

Low cost would help a great many to become more educated.

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#169 2019-01-26 16:57:19

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

Trump says illegals are causing this problem of being poor but I think its a bit more complex than that...

Jobs that might not exist in 50 years

Not surprising but many of these jobs are already gone in parts of the US...

Then again on this side of the border there has been anothr impact to America...

More than 25,000 workers strike at Mexican border factories

dozens of factories south of Brownsville, Texas, have gone on strike after owners of the plants that assemble for export refused union demands for a 20 percent pay hike and an annual bonus.

The government of Tamaulipas state says four of the 45 companies represented by the union reached terms to avoid strikes, while at least one announced plans to leave the city of Matamoros. Others halted expansion projects. The strikes took effect Friday afternoon. The factories make auto parts, medical equipment, plastics and other goods.

The labor strife comes on the heels of President Andres Manuel Lopez Obrador's promise to double the minimum wage just south of the U.S. border to 176.2 pesos a day, the equivalent of $9.28 at current exchange rates.

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#170 2019-01-27 12:44:52

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

Something that keeps people down is the job structure that companies are using.

'It was like a public execution': American retail workers face mass layoffs

Labeling employees as contractors through temp agencies....Labeling full time employees as seasonal help....

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#171 2019-01-27 19:16:07

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

Housing costs are a problem for the poor or under employeed in many areas of the US. Tiny homes are popping up across the US. Here's how they could help the affordable housing crisis.

Eddie Latimer, CEO of nonprofit Affordable Housing Resources, is developing a "micro-village" of 13 small modular houses just north of downtown. They will rent for about $1,000 a month, far less than the median studio apartment price of $1,545 a month in downtown Nashville.

"Our goal is to help Nashville discover tools to start replacing the affordable housing we're losing," Latimer said.

This is the latest version of a trailer park....

BBSzy5q.img?h=209&w=300&m=6&q=60&o=f&l=f&x=1884&y=1045

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#172 2019-01-28 18:59:33

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

Government shutdown exposed Americans' deep savings crisis

During the month-long partial government shutdown, the press reported extensively on the financial hardships being felt by many furloughed government workers. While the media may have pointed these out to impact President Donald Trump’s approval rating, the reporting highlighted a much larger issue facing our nation.

Government has a spending addiction, and the people who foot the bill have a savings crisis.

The numbers are truly shocking. The bottom 20 percent of Americans by income have no savings, according to a Bankrate report last year. The next lowest 20 percent have an average of just $26,450 in the bank.

In 2017, the Federal Reserve Board reported that 44 percent of American households surveyed could not cover a $400 emergency expenses.

Some say 3 to 6 months should be in a savings account or some other method that can hold your money. These days a savings account will not being used due to the poor interest rates that you could earn.




T

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#173 2019-01-31 18:16:46

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

The polar vortex has left a wake of death of the homeless in the Chicago area and its still rising..

Chicago rallies to protect homeless people from polar vortex

In the face of potentially lethal sub-zero cold the city has set up warming centers and non-profit groups have stepped up efforts..

It might be an ok home in the other 3 seasons but not so much when its a cold winter..
2025.jpg?width=300&quality=85&auto=format&fit=max&s=502b3b62f50a5cb6e76a46811e2ac6a9

According to a 2010 report from the National Coalition for the Homeless, at least 700 people “experiencing or at risk of homelessness” die each year from hypothermia in the US.

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#174 2019-02-01 20:30:43

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

The polar vortex blamed for at least 22 deaths in 8 eight states but a few have been given a chance Meet the woman who rented hotel rooms for homeless in Chicago during dangerous polar vortex

So far, this volunteer group has been able to cover three nights at the hotel for approximately 80 people. They're hoping to continue working together to help provide a more long-term solution.

Their generosity made sure dozens of people in need had a warm place to sleep when conditions outside were life-threatening.

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#175 2019-02-01 21:31:16

SpaceNut
Administrator
From: New Hampshire
Registered: 2004-07-22
Posts: 25,367

Re: Why do we have Poverty in America

The shutdown did impact more than just the home less as it made a few feel like they were on that same path out the door...
How the shutdown opened a window on poverty in America
Analysis: Furloughed workers are now getting paid, but economic insecurity remains top of mind for millions of Americans living on the financial edge.

Most of the jobs that employ the largest number of Americans pay less than $40,000 a year. Half of all retail clerks, who have America’s most common job, earn $23,370 a year or less. Poverty — defined by the government as a family of four earning less than $24,600 in 2017 — is not evenly distributed. Americans who make slightly more, but still less than $33,425 ($16.07 per hour), which Massachusetts Institute of Technology researchers identified as 2017’s living wage, the amount needed to survive without public assistance.

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